People Hands Together

for Good

In parnership with:

It’s insurance…for good.

Smarter Insurance for Charitable Businesses and Philanthropic Organisations.

Introducing Insurance for Good, a charitable commercial insurance program for both charities and for-profit business alike. Raizor has partnered with Crombie Lockwood to provide insurance advice that aims to get you sharper prices and best cover.

Better yet, each policy donates a portion of commission to your nominated charity every year you hold cover at no cost to you.


Who We Are

Raizor is a social enterprise established to create sustainable recurring donations for charities by leveraging the spending decisions of their organisation, supporter network and supporting businesses.

Our Solution

Your Crombie Lockwood broker takes time to understand you, perform a risk review and approach insurers in a smart way to drive value.

Results are achieved by putting your needs first and always doing the right thing.

Understanding your business, your priorities and plans and the main risk you face.
A review of your internal risk management practices.
Analysis of organisational capacity and tolerance for risk retention.
Fit for purpose insurance program design.
Insurer marketing and placement strategies that drive results.
Partnering with you to provide ongoing service and advice.

Case Studies



Especially in a post-COVID 19 world, the cost of insurance is rising.

For Parenting Place, we saved them over 20% on their premiums with broader cover, while improving their understanding of risk and strategies to manage it.

They also receive an annual donation in the form of a rebate.



Despite hard property insurance market conditions,we saved them $10k, increased policy coverage across the board, and created an aligned,consolidated insurance program that will enhance their position for the long term.

They also donate around $7k to their nominated charity every year.


Support your favourite charity at no additional cost to you.

Advice driven outcomes.

This ensures your program is fit for purpose.

Effective claims handling

Crombie Lockwood guides you through the process reducing the hassle and headache at claims time.

Locally focused.

Using Crombie Lockwood means you have the right expertise looking after your needs.

Value add services

Cyber risk assessment, Health & Safety risk, Life & Health, and expertise specific to your business and sector.


earned in donations

to New Zealand charities


charities supported

through spending giving