The value of Spending Giving

About Us

Raizor is a social enterprise set up in 2017 by Christian businessmen who felt they could bring innovation to traditional philanthropy.

Raizor makes it simple for supporters to donate using their everyday purchases such as financial services, utilities and entertainment – often saving money at the same time.

We call this Spending Giving.

We focused our Spending Giving proposition on business and charity procurement, beginning with insurance – something that affects all organisations. Insurance for Good provides long-term and sustainable support to charity in line with our very reason for being.

Raizor’s mission is to identify and act on opportunities where our combined experience, knowledge and networks can be applied to produce win-win outcomes – value for the supporter involved, typically in the form of savings, with a donation to charity at no cost to the supporter. We've since expanded this to support sustainability initiatives as well.

In partnership with:

Crombie Lockwood & Gallagher

Operating as Crombie Lockwood in New Zealand, Crombie Lockwood joined Gallagher in 2014. Gallagher is the world’s fourth largest insurance broker with an established heritage as a family run business dating back to 1927.

Gallagher has been voted one of the World’s Most Ethical Companies by Ethisphere Institute for the last eight years running.

2021 World's Most Ethical Companies Crombie Lockwood insurance brokers have been helping New Zealanders protect what's important for over 40 years. Today we’re a team of around 900 people in 25 + local offices. We place premiums in excess of $1 billion on behalf of over 100,000 customers.

International backing from Gallagher combined with our national resources enables Crombie Lockwood brokers to negotiate the best benefits, conditions and premiums; often with our own policy wordings to provide extra protection. We work closely with our Gallagher colleagues who have deep experience in the not-for-profit sector with 24,000 not-for-profit clients globally, and a 75 year history providing insurance advice, risk management and claims advocacy to faith based organisations.

Values are important to the team at Crombie Lockwood and everyone you deal with takes personal responsibility and pride in how we protect client’s interests. Our commitment to protecting New Zealanders extends to our partnership with not-for-profit Kiwis for Kiwi to help grow the number of kiwi in New Zealand at the Crombie Lockwood Kiwi Burrow.

As part of Gallagher, Crombie Lockwood is proud to partner with Raizor to offer specialist knowledge and local service to those businesses, charities and not-for-profits looking for risk management advice, with the added benefit of donating to charities through their insurance programme.

Who we are

Meet The Team

Raizor is a New Zealand owned social enterprise offering Kiwis new ways to support community and environmental initiatives. We apply business solutions to community and environmental needs, using innovative and sustainable ways to help charities (including schools and churches) to better financially support themselves.

Our Management Team